Terms of use

Please review this Terms of Use Agreement

By accessing, browsing or using http://paid.sg and the websites of the below listed companies, divisions or service groups, or any page thereof, through any direct or indirect means (individually or collectively, ‘Websites’ or ‘Website’), or by using the goods, facilities or services offered in or through the Websites through alternative methods (including, for example, telephone, mail, email or facsimile), these Terms of Service will form a binding contract between Paid Pte. Ltd. (‘us’, ‘we’, ‘our’, etc.) and the business (‘you’, ‘your’, etc.). You must not sign up for a business account unless you are authorised by the business to do so. You must not impersonate any other person, operate under an alias or otherwise conceal your identity.

If you do not agree to these terms and conditions, you are not authorized to access or use the Websites and you are to cease accessing or otherwise using the Websites. We reserve the right to close your Paid account if you fail to comply with these Terms of Service.

We operate the Websites and shall have the right at any time to change or discontinue any aspect or feature of the Websites and the right to modify the terms and conditions applicable to users of the Websites, including these Terms of Use, or any part hereof. Such changes, modification, additions or deletions shall be effective immediately upon posting on the Websites. Any use by you of the Websites or the goods, facilities or services offered in or through the Websites shall be deemed to constitute acceptance of such changes.

The data and other information you may provide us is not, and is not treated as, an application for a loan or a request to be pre-approved, pre-qualified or any similar concept. We do not guarantee acceptance into any particular loan, credit card, payment program or specific loan terms or conditions with any Lender or Provider; all approval standards are established and maintained solely by individual Lenders and Providers. Likewise, we do not guarantee that the terms or rates offered and made available by Lender or Providers are the best terms or lowest rates available in the market. A Lender or Provider's offer may be subject to market conditions, approval and qualification. The rates and fees actually provided by Lenders or Providers may be higher or lower depending on your business’s complete credit profile, collateral/property considerations including but not limited to location, equity and value and income/asset consideration including but not limited to loan to value and debt to income ratios. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement.

We are paid a fee by Lenders or Providers for the goods, facilities and services provided. Regardless of which lender or provider you obtain your loan or service from, you will be responsible for paying for any settlement or closing costs associated with your loan or service (such as loan processing, underwriting, or funding fees, title insurance premiums, notary fees, etc.).

We do not charge you a fee for its service in matching you with Lenders or Providers unless otherwise stated.

All effort is taken to derive the most accurate interest and payment calculations, however, the information we provide is for estimation purposes only and should not be considered as 100% accurate.

We try to include the most comprehensive online database of commercial payment related services, commercial loans, corporate credit cards and corporate insurance packages, however, not all of the packages may be included in Paid.

All copyrights are held by Paid Pte. Ltd., any attempts to copy or reproduce any portion of this site (including information, styles, graphics, scripts) in part or in whole is protected by the copyright law. Anyone found in violation will be prosecuted to the fullest extent of the law.

 

Last Updated: 23/07/2019